Fixed Priced Funeral Plans

Compare our Prepaid Funeral Plans

We currently offer 5 fixed price Plans.

With the exception of the Direct Cremation Plan, all our Prepaid Funeral Plans can be purchased for a burial or a cremation funeral. All of our Plans include the essential services needed for a funeral, with an increasing combination of options for you to choose from, depending on which level of service is most closely suited to your wishes.

With each Plan you’ll pay a fixed price today that won’t be affected by any future rises in funeral costs.

The
Direct Cremation
Plan

A simple cremation or burial funeral without service.

£1,800

The
Essential
Plan

A simple cremation or burial funeral with service

£3,350

The
Essential Plus
Plan

A simple cremation or burial funeral with personalisation options

£3,695

The
Elite
Plan

A cremation or burial funeral with a service, limousine and personalisation options.

£4,050

The
Exclusive
Plan

A cremation or burial funeral with a service, 2 limousines with personalisation options and extra allowances as standard

£4,395

What’s included in all Empathy UK Prepaid Funeral Plans?

There are certain features that all our Plans include as standard and at no extra cost. These guaranteed services are:

  • Confidential guidance on all aspects of the funeral such as advice on the registration of the death and collection of all necessary paperwork.
  • Care and preparation of the deceased, including 24 hour transport to the Funeral Director’s premises within a 25 mile radius.
  • A no quibble 33 day cooling off period. If you decide not to go ahead within this period, for whatever reason, there will be no charge due whatsoever.
  • Full coverage of a Funeral Director’s costs for a cremation or burial funeral.
  • Full coverage of all cremation fees, including Minister or Officiant fee, and a generous contribution towards burial fees that will rise in line with the Retail Price Index (RPI).
  • Monthly payment options by Direct Debit extending up to 15 years.
  • Access to a nationwide network of Funeral Directors.
  • Free administration of your Plan – e.g. if you move home your Plan moves with you at no extra cost.
  • A coffin for cremation or burial (coffin quality varies across Plans)

These are the services that differ between Plans

Service Direct Cremation Essential Essential Plus Elite Exclusive
Suitable for a Cremation Funeral? Yes Yes Yes Yes Yes
Suitable for a Burial Funeral? No Yes Yes Yes Yes
Third Party Cost/Disbursement Coverage Fully Covered £1,000 allowance  £1,000 allowance  £1,000 allowance  £1,250 allowance
Visit to the Chapel of Rest No No Yes Yes Yes
Coffin Type Basic Basic Standard Standard High Quality
Can nominate own Funeral Director? If no, Empathy UK will nominate a local Funeral Director from our approved panel at the time of need. No No Yes Yes Yes
Make additional requests or personalise your Plan No No Yes Yes Yes
Date and time of the Funeral mutually agreed: No Restricted dates/times Yes Yes Yes
Provision of hearse and Funeral Director’s staff No Yes Yes Yes Yes
Funeral procession No Funeral Home to the cremation or burial site Home to the service location and onto the cremation or burial site Home to the service location and onto the cremation or burial site Home to the service location and onto the cremation or burial site
Provision of Limousines 0 0 0 1 2
Price £1,800 £3,350 £3,695 £4,050 £4,395
Purchase Plan Purchase Plan Purchase Plan Purchase Plan Purchase Plan

Summary

The Direct Cremation Plan is designed to provide a simple cremation only funeral without a service.

The Essential Plan provides for a cremation or a burial funeral with service allowance, but without any personalisation options.

The Essential Plus Plan adds an increased level flexibility regarding the date, time and funeral procession arrangements, and adds personalisation options.

The Elite Plan adds further flexibility regarding arrangements and personalisation options, and includes limousine transport.

The Exclusive Plan adds a greater level of coverage for third party costs, a premium coffin and includes 2 limousines.

What’s not included in all Empathy UK Prepaid Funeral Plans?

  • Costs associated with obtaining a burial plot, headstone or memorial.
  • Doctor’s fees or medical certification fees where a Coroner becomes involved.
  • Repatriation from outside the UK, air or ferry fares and transport costs outside of a 25 mile radius.
  • Certain extras that might incur further costs such as the cost of a Wake, Flowers, Embalming etc.
    Please note, this list is not exhaustive.

The
Direct Cremation
Plan

A simple cremation or burial funeral without service.

£1,800

The
Essential
Plan

A simple cremation or burial funeral with service

£3,350

The
Essential Plus
Plan

A simple cremation or burial funeral with personalisation options

£3,695

The
Elite
Plan

A cremation or burial funeral with a service, limousine and personalisation options.

£4,050

The
Exclusive
Plan

A cremation or burial funeral with a service, 2 limousines with personalisation options and extra allowances as standard

£4,395

Alternate purchase options

You can purchase a Plan online but we also offer a number of flexible payment options if you would rather pay monthly by Direct Debit over a term of between 12 months and 15 years. There is a small, additional fee included in your monthly payment amount for Plans taken between 2 and 15 years.

If you would like more information or for us to provide you with a personalised payment plan, please call one of our friendly advisors on 0800 035 5729.

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